It’s that time of year as the weather improves that businesses in this sector move into  full throttle. Care needs to be taken to make sure that you have the correct cover in place at this busy time.

We provide competitive cover for landscaping trades including:

• Landscaping, Design & General Maintenance
• Grass cutting
• Hedge trimming
• Tree surgery – lopping and felling
• Turfing
• Weeding and clearance
• Paving
• Fencing

Our policies can be tailored to suit your needs including public liability insurance up to £10 million, employers liability, own plant and tools, hired in plant and professional indemnity cover.

Call Stuart or Ben on 01934 522252 to discuss your requirements.

The guidance is that all Forest School leaders should retain records of participants for at least 6 years, whether a participant attended for one session or on numerous occasions. This is due to the fact that the legal system allows a potential claimant to make a claim 3 years after the date of discovery of an injury (whether it is a valid claim or not).

In the event of a claim  insurers need all the participant’s details, records, risk assessments, etc in order to help defend you. The other aspect to also consider is that the HMRC require you to hold all financial accounts for 6 to7 years.